Credit card statement to Excel
Convert PDF credit card statements into clean Excel or CSV. FlowParse extracts every charge, payment, fee and interest line — from Visa, Mastercard and Amex statements by any issuer — signs them correctly, and validates the statement summary before you export.
Up to 100 PDFs · any bank · duplicates removed · balance-validated
Every charge, payment and fee as clean rows
A credit card statement can run to pages of charges, with payments, credits, fees and interest interleaved and grouped by card member. Re-keying that for an expense report or the books is slow, and missing a credit or mis-signing a payment throws off the total.
FlowParse reads the whole statement at once and extracts the full record per line — date, merchant/description, signed amount and category where the issuer provides it — plus the account summary (previous balance, payments, new charges, new balance). Charges and credits are normalised into one signed column, and fees and interest are kept as their own lines so you can total deductible costs.
It works for credit cards from any issuer, and the same data exports to a real .QBO for QuickBooks or a Xero-ready CSV. See also the Amex statement converter.
Any issuer
Visa, Mastercard, Amex — AI reads the layout, no template.
Signed correctly
Charges and credits normalised into one signed amount.
Fees & interest split
Itemised so you can total deductible costs.
Summary validated
Previous + charges − payments = new balance, checked.
How it works
1 · Upload the statement
Drop your PDF credit card statement — digital or scanned, any issuer.
2 · AI extracts & validates
Charges, payments, fees and interest read, signed and reconciled to the summary.
3 · Export Excel or CSV
Download a clean spreadsheet — or QBO/QFX/OFX/Xero.
Export to the format you need
One extraction, every export — pick what your next tool expects.
| Format | Best for |
|---|---|
| Excel (.xlsx) | Analysis, totals, sharing |
| CSV | Importing into any tool |
| .QBO | QuickBooks Online & Desktop |
| .QFX | Quicken |
| .OFX | Most accounting tools |
| Xero CSV | Xero statement import |
Single file? Use bank statement to Excel, to CSV or to QBO.
By hand vs FlowParse
| What happens | By hand | FlowParse |
|---|---|---|
| Reading the data | Copy-paste line by line | AI extracts every transaction |
| Many files | Open and align each one | Up to 100 PDFs in one pass |
| Different layouts | Re-map columns each time | Canonical column matching |
| Duplicates | Easy to miss | Detected automatically |
| Balances | Manual reconciliation | Validated automatically |
| Time | Hours | Minutes |
Several cards or months? Merge them
Have statements from multiple cards or a full year? Smart Merge consolidates up to 100 credit card statements into one reconciled Excel with duplicate detection and per-row source tracking — perfect for an annual expense summary.
Who uses it
Expense reporting
Turn a card statement into a categorised expense sheet in seconds.
Bookkeepers
Code card spend without re-typing pages of charges.
Small businesses
Get business-card statements into the books and ready for tax.
Freelancers
Total deductible fees and interest for self-assessment.
Finance teams
Consolidate corporate-card activity across cardholders.
Anyone with a card PDF
Skip the manual typing — convert and move on.
Your statements stay private
Encrypted transfer
Every upload runs over TLS.
Deleted after processing
Originals removed once converted.
EU-hosted
Processed on EU infrastructure.
No AI training
Never used to train models.