Credit card statement converter
Convert credit card statement PDFs from any issuer into clean Excel, CSV or QuickBooks files. AI extraction reads every purchase, payment, fee and interest line, signs charges correctly, and reconciles to the Account Summary.
Excel · CSV · QBO · OFX · Xero · scanned or digital · reconciled to the summary
One converter for every credit card statement
Card issuers hand you a PDF. Your expense report, your accounting software and your tax prep all want structured data. A credit card statement converter closes that gap: it reads every charge and payment off the statement and rebuilds it as clean, editable rows you can categorise, total and reconcile — without retyping a single line.
Card statements are not bank statements. Instead of a running balance, they run on a billing cycle — previous balance, purchases, payments, cash advances, fees and interest, then a new balance with a minimum payment and due date. FlowParse reads that structure the way a bookkeeper would: purchases stay positive, payments and refunds go negative, fees and interest are separated from spending, and the transaction total ties back to the Account Summary.
This page is the hub for the whole workflow. Convert a single card statement to Excel, combine a year of cards with combine credit card statements, or jump straight to your issuer below. For bank accounts, see the bank statement converter.
AI extraction, no templates
Reads any issuer's layout — no per-card setup.
Merchant kept on every row
Sort and categorise spend by merchant in Excel.
Fees & interest separated
Spending, fees and finance charges in distinct columns.
Reconciles to the summary
Transaction total checked against the new balance.
Convert to the format you actually need
The same extraction powers every export, so you only convert once and choose the output that fits your next tool — a spreadsheet for an expense report, a CSV to import, or a real bank-feed file for your accounting software.
| Format | Best for |
|---|---|
| Excel (.xlsx) | Expense reports, categorising, totals by merchant |
| CSV | Importing into any tool that takes a CSV |
| .QBO | QuickBooks Online & Desktop (Web Connect) |
| .OFX | Most other accounting tools |
| Xero CSV | Xero's statement import & reconciliation |
Pick your card issuer
Dedicated converters for the major issuers, each tuned to that issuer's Account Summary and activity layout. A statement from any other issuer works exactly the same way — there are no templates to pick.
American Express
Convert statement →
Chase
Convert statement →
Capital One
Convert statement →
Citi
Convert statement →
Discover
Convert statement →
Also read, with no setup:
From PDF to clean data in three steps
1 · Upload the PDF
Drop one statement or many — digital or scanned, any issuer, any number of pages.
2 · AI extracts & checks
Every transaction is read, charges and payments signed, fees and interest separated, the total checked against the summary.
3 · Review & export
Check the editable preview, then download Excel, CSV, QBO, OFX or Xero.
Prefer a walkthrough? Read how to convert a statement PDF to Excel or how to extract transactions from a PDF.
Turn a year of card spending into one workbook
Card statements are where most business spending lives, so the usual job is an expense report. FlowParse keeps the merchant and date on every row, so categorising and totalling spend takes minutes. And with Smart Merge you can take up to 100 statements — across cards and months — into one unified sheet with duplicates removed and a source reference per row.
Import card transactions into your books
A spreadsheet is great for an expense report, but if the card activity needs to land in your books, FlowParse builds a real bank-feed file. The .QBO imports the card transactions directly into QuickBooks with no CSV column mapping, and each transaction carries a unique ID so re-imports never duplicate.
Reconciled to the Account Summary
Converting a statement is only useful if the numbers are right. FlowParse checks the converted card data the way a careful bookkeeper would, so errors surface before they reach your expense report or your books:
See how the checks work on the statement validation and reconciliation pages.
Your card statements stay private
Credit card statements expose your full spending history, so converting one should never put it at risk. FlowParse is built so it doesn't.
Encrypted transfer
Every upload and download runs over TLS.
Deleted after processing
Your original PDF is removed as soon as it's converted.
EU-hosted
Processed on EU infrastructure.
No AI training
Your documents are never used to train models. GDPR-aligned.
Read the full security overview.
Who uses a credit card statement converter
Employees & freelancers
Turn a month of card charges into a categorised expense report in minutes.
Accountants
Bring a client's card activity into the books for the period without re-keying.
Small businesses
Track and categorise card spend across employees and cards.
Budgeters
Pull a year of statements into Excel to see where the money goes.
Bookkeepers
Import card transactions straight into QuickBooks or Xero.
Anyone with a card PDF
Skip the manual typing — convert and move on with your day.