La Banque Postale Statement to Excel Converter

La Banque Postale files the documents under Documents & Suivi, then Relevés et documents. Statements received since joining the service appear under « mes derniers relevés », and an advanced search finds older ones. Each month you are told by email or SMS that a new document is there.

Downloading a year means opening twelve documents per account. Save them with the account and month in the file name, keep one folder per year, and the conversion is a single upload.

The opening balance plus every signed operation must equal the closing balance printed by La Banque Postale. FlowParse checks that on every relevé, and each row against the running balance where it is printed. A crédit read as a débit moves the result by twice its amount; a line lost at a page break leaves a gap. Neither gets through.

Relevés that pass are marked reconciled; anything else is shown in the preview with the difference and the operations around it.

La Banque Postale accounts are used by many households and associations that still write cheques and pay by prélèvement. The cheque number and the creditor of each prélèvement are what a treasurer matches against the cheque stubs and the invoices — and the details most often lost when a statement is retyped.

FlowParse keeps the libellé whole. The cheque number and the creditor reference survive the conversion and can be filtered, sorted and matched after import.

A small association's treasurer usually works from the bank statements alone: membership fees in, grants in, hall rental and insurance out. At the general assembly, the accounts have to show where every euro went, and the auditor of the accounts (vérificateur aux comptes) checks them against the relevés.

Converted and merged, a year of relevés becomes a sheet the treasurer can sort into categories, total by heading and hand over with the PDFs. The solde proof shows the sheet matches the bank's own figures, which is the first thing the vérificateur asks.

For the déclaration de revenus, a dossier de prêt, a succession or an association's annual accounts, Smart Merge takes up to 100 La Banque Postale PDFs and builds one workbook: operations in date order, the source file on every row, and a check that each closing balance is the next opening balance — so a month never downloaded shows up as a break.

Relevés from BNP Paribas, Crédit Agricole, Société Générale or Boursorama can be merged into the same workbook, column by column.

French expert-comptables, small businesses and associations commonly work in Pennylane, Cegid, Sage, EBP or Ciel. FlowParse exports a CSV with date, libellé and signed amount for a bank import, plus an Excel file for review first.

Because the libellé stays whole, each operation can still be lettered against its invoice or membership receipt after import.

1 234,56 with a space and a decimal comma is text in an English-locale spreadsheet, and 03/04 is the 3rd of April. Débits and crédits pasted into one column lose their sign. A card payment abroad with its currency details, or a prélèvement with a long reference, wraps over two lines and becomes two rows.

FlowParse writes real signed numbers and unambiguous dates and keeps one operation per row; the solde proof confirms nothing was split or dropped.

After a death, a family handling the succession needs the deceased's CCP history for the last two years before the account is closed — knowing that once it is closed, the e-relevés will no longer be reachable online. The figures here are an illustration, not a real estate's.

The heir with access downloads the 24 relevés, uploads them together, and gets one table in date order, each relevé proved against its soldes. Filtering the libellés shows the prélèvements to cancel — energy, telephone, insurance — and the pension credits; sorting by amount shows the large withdrawals the notaire asked about. The PDFs go to the notaire, the sheet answers the questions.

Coverage: each closing balance equal to the next opening balance, including across the month you switched from paper to e-relevés. Accounts: CCP and savings statements kept apart by the account column. Reconciled: every relevé proved before its totals are used.

And keep the PDFs on your own disk — especially before closing an account, since La Banque Postale ties online access to having an open account.

Relevés for CCP current accounts, individual or joint, and for savings accounts list operations between two balances and convert the same way. Card statements with deferred debit convert as purchases against the debit that settles them.

Assurance vie and securities statements, the Imprimé Fiscal Unique and annual fee summaries are valuations or summaries for a single purpose. Keep them; convert the relevés.

La Banque Postale is explicit that an e-relevé is not a different statement: it has the same format and contains the same information as the paper one — only the way it is delivered changes — and it carries the same legal value.

For conversion that means paper years and online years read the same way. FlowParse applies one layout, one sign rule and one solde proof across both, so a merged history has no seam where the switch to e-relevés happened.