Banco Sabadell Statement to Excel Converter

Sabadell lists what an extracto shows for every movement: the date of the operation, the concept that describes it, the amount, the available balance after it, and the account it belongs to — useful when you hold more than one.

Those are exactly the columns FlowParse produces: date, concept, a single signed amount, and the balance where it is printed. The account goes on every row when several statements are merged, so the distinction Sabadell makes on the page survives into the spreadsheet.

Spanish statements write amounts with a comma for decimals and a full stop for thousands: 1.250,40 is one thousand two hundred and fifty euros. FlowParse reads them in that convention and returns real numbers.

The sign comes from the statement itself — whether the amount sits as a cargo or an abono, or carries a minus — not from guessing at the concept. Add up the amount column and you get the period's net change, which is exactly what the balance proof checks.

Before a Sabadell statement is called reconciled, FlowParse takes the opening balance, adds every signed movement and compares the result with the closing balance. Where the available balance is printed after each movement, each row is checked against it as well.

If a movement was skipped or read with the wrong sign, the figures stop meeting, and the preview shows the difference and the rows around it. You see the problem in the preview, not at the end of the quarter.

Spanish businesses keep their books and supporting documents for six years under the Código de Comercio. For a company or an autónomo, that means six years of bank statements available on demand — for an inspection by Hacienda, a dispute with a supplier, or the accountant who joins halfway through.

Converted, those years stop being a stack of PDFs and become a ledger you can filter by concept and total by quarter, with each statement still proved against Sabadell's own balances.

Every quarter an autónomo has to file VAT and income-tax instalments, and the bank statement is where the quarter's income and expenses actually show up. Three monthly extractos, merged into one sheet, give the gestor what they need without retyping a line.

Filter the concepts for transfers from clients and you have the income side; filter for card payments and direct debits and you have the expenses to match against invoices. The QBO and CSV exports carry the same columns into accounting software.

Smart Merge takes up to 100 PDFs at once and lays them out in date order with the account and file name on every row. It checks the chain between statements too: each closing balance must be the next opening balance.

That is how a missing month shows up. If the folder has January to December except June, the hand-off breaks at exactly that point, and the merge tells you which statement to download before anything is filed.

A household or small business often has a current account, a savings account and a card with Sabadell, each with its own extracto. Transfers between them appear on both sides.

Merged with the account on every row, those internal transfers pair up and can be excluded in one filter, so the sheet shows what really came in and went out. Statements from other Spanish banks — Santander, BBVA, CaixaBank — can join the same workbook.

A couple moving to Valencia is asked by the letting agency for six months of bank movements showing regular income. Sabadell's app gives them six PDFs; the agency wants one spreadsheet with salaries highlighted. The figures here are an illustration.

They upload the six extractos together. FlowParse returns one workbook, every month proved, salaries easy to filter by concept. They send the PDFs as evidence and the sheet as the summary, and the agency doesn't have to read six documents line by line.

Check coverage: one extracto per account per period, each closing balance equal to the next opening balance. Check the period: the PDF covers what you selected in the app, so make sure the months join without gaps. Check reconciliation: every statement proved before its totals are used.

Keep the PDFs. The spreadsheet is a working copy; the extracto is the document a tax inspector or a court will accept.

Credit card statements list purchases and payments between a previous and a new balance, and convert the same way as account extractos. Receipts and certificates — a certificate of balance, a receipt for a single direct debit — are single documents rather than lists.

Keep those with the file; convert the statements that carry the movements.

The simplest archive is a habit: at the start of each month, download last month's extracto from the app and save it in a folder per account and year. It costs nothing, as Sabadell itself points out.

That folder is ready for FlowParse whenever you need it. At year-end, a single upload replaces an evening of downloading, copying and checking figures by hand.

Excel and CSV keep the Spanish concept text, so a search for a supplier, a landlord or Hacienda still works after import. The QBO file is for QuickBooks; Xero and most accounting programs take the CSV.

Because each extracto was proved against Sabadell's balances first, a difference in your bank reconciliation points at the bookkeeping, not the conversion.