Huntington Statement to Excel Converter

Huntington notes that to see statements online, you switch to paperless statements; from then on, documents are available in the secure banking portal, with a notification when each is ready, usually monthly at the end of the statement period.

Paper statements from before the switch convert too. Scan them flat, one statement per file, and FlowParse reads them through OCR and proves them against their printed balances — then merges them with the electronic ones into one history.

Huntington points out that every check you wrote appears on the statement with its number and amount, and suggests double-checking that all checks are accounted for. For a business or a landlord, that is the reconciliation against the check register.

FlowParse keeps the check number in its own column. After conversion, a sort by number shows gaps — checks written but not yet cleared, or voided — and a lookup against the register matches each one.

The opening balance plus every signed transaction must equal the closing balance. FlowParse checks that on each statement, and checks rows against the running balance where it is printed. A deposit read as a withdrawal, or a transaction lost at a page break, fails at the row where it happened.

Statements that pass are marked reconciled; anything else is shown in the preview with the difference, before you download.

For a Schedule C, a rental Schedule E, a business return or a loan application, Smart Merge takes up to 100 Huntington PDFs — checking, savings, business accounts — and builds one workbook with every transaction in date order, the account and source file on every row, and a check that each closing balance is the next opening balance.

Statements from Chase, PNC, Fifth Third or KeyBank can be merged into the same workbook, column by column, for a business that banks in more than one place.

US bookkeepers and small businesses mostly work in QuickBooks Online, QuickBooks Desktop or Xero. FlowParse exports a QBO file QuickBooks imports as bank transactions, a CSV for Xero or any other software, and an Excel file for review first.

Because the full description and check number are kept, each line can be matched to a bill, an invoice or a check in the register after import.

Unsigned withdrawals, pasted next to deposits, turn the total into nonsense. A description that wraps — an ACH payment with a company ID, a card purchase with a location — becomes two rows. A check number pasted into the amount column becomes a payment that never happened.

FlowParse keeps one transaction per row with the right sign and the check number where it belongs; the balance proof confirms nothing was split, dropped or flipped.

A small landscaping company in Ohio switches bookkeepers. The new bookkeeper needs the last 24 months of the Huntington business checking account to rebuild the books. The figures here are an illustration, not a real company's.

The owner downloads the 24 statements before the oldest falls out of the online window and uploads them together. FlowParse returns one workbook in date order, each statement proved against its balances, the chain complete. The QBO file goes into QuickBooks; customer deposits, equipment payments, payroll ACH debits and checks to subcontractors — with their numbers — are categorized from the descriptions instead of retyped.

Coverage: every month for every account, each closing balance equal to the next opening balance. Checks: the check-number column matched against the register. Reconciled: every statement proved before its totals are used.

And keep the PDFs — Huntington's own recommendation is at least seven years, with back-ups. The converted file is a working copy.

Checking, savings, money market and business account statements list transactions between two balances and convert the same way. Credit card statements convert as purchases and payments against the previous and new balance.

Tax forms, account letters and confirmations of a single transfer summarize or document one event. Keep them; convert the statements.

When you need statements past the online window — an audit, a legal matter, a lender looking further back — Huntington says to contact the bank directly. What comes back may be paper or PDF, and may cover several years at once.

Either way, upload what you receive alongside the statements you already have. Each one is proved against its own balances, and Smart Merge's chain check shows whether the requested period is now complete or whether one more request is needed.

Huntington's explainer points out two figures on a statement that are not transactions. The average daily balance matters because some account types require a minimum average daily balance to avoid a Monthly Maintenance Fee. On an interest-bearing account, the statement shows the rate used to calculate the interest earned in the period, and some statements add a year-to-date total of interest.

FlowParse leaves those summary figures on the statement and converts the transactions, including the interest credit and any maintenance fee as their own rows. After merging a year, filter the descriptions for the fee and the interest: twelve months of maintenance fees in one column is often the moment a business decides to change account type, and the interest rows sum to the figure on the year-end tax form. Huntington also suggests verifying that your name, address and contact details at the top of each statement are accurate, and shredding paper statements when you dispose of them — the converted file holds the same personal data, so store it as carefully as the PDFs.