Monese Statement to Excel Converter

Monese accounts can hold more than one currency. Its help page says to select the account at the top of the app — where you see its currency — before requesting the statement.

Each currency account produces its own statement. FlowParse keeps the currency on every row, so a euro account is never summed into a pound total by mistake.

Monese provides an annual statement of the fees you've paid, in the app. It's a summary of charges, not a list of transactions.

Converted, the account statements show the same fees line by line — useful for checking the annual summary and for claiming business fees as an expense.

On a Monese Joint Account, either holder can ask for statements without the other's knowledge or consent, according to the terms. Both see the same account history.

Converted, a joint account's statement sorts by payee and month, which makes splitting shared costs — or separating finances — a matter of figures rather than memory.

A Monese statement lists card payments, transfers in and out, top-ups, direct debits and fees between an opening and a closing balance. FlowParse gives each line one row: date, description and reference as printed, and one signed amount.

Add the amount column and you have the period's net change — exactly what the statement's balances say it should be.

Before a Monese statement is marked reconciled, FlowParse takes the opening balance, adds every signed transaction and compares the result with the closing balance. Where a running balance is printed, each row is checked against it too.

If a transaction was missed or read with the wrong sign, the totals don't meet, and the preview shows where.

People who've just moved to the UK or across the EU may open an app-based account like Monese first — and soon need statements for a tenancy, an employer or a visa application.

Download the statement for the period they ask for; converted, salary payments filter into one column, with the PDF as the evidence.

Smart Merge takes up to 100 files and lays them out in date order with the account, currency and file name on every row. Because Monese statements can cover any range, a year can be one statement or twelve.

Either way, the merged sheet shows the year continuously — and the chain check flags any gap between ranges.

A software engineer who moved to Manchester was paid into Monese for her first months. The letting agent wants three months of statements showing salary. The figures here are an illustration.

She generates one statement for the three months in the app and uploads it. FlowParse returns a proved sheet with salary payments in one column; the agent receives the PDF and the summary.

Check coverage: the date ranges you requested join without gaps. Check currency: each currency account has its own statement. Check reconciliation: every statement proved before its totals are used.

Keep the PDFs. The spreadsheet is a working copy.

Freelancers who invoice in several currencies use Monese's multi-currency accounts to receive payments. At tax time, each currency's income needs totalling and converting.

Converted, each currency's statement becomes its own column of income; export them as CSV for the accountant or straight into Xero.

Many customers keep Monese next to a traditional bank account, moving money between them. Those transfers appear twice.

Upload both banks' statements together and the transfers pair up in Smart Merge, so they can be excluded.

A statement someone printed and handed over can be scanned flat and converted. FlowParse reads it through OCR and proves it against its printed balances.

A misread digit shows up as a balance that doesn't close.

Because statements live in the app, the moment to save them is before you stop using the account or the app. Generate a statement covering the whole history you need and keep the PDF.

That single file is enough for FlowParse to rebuild the ledger later.

Excel and CSV keep the description and reference Monese printed, so searches still work after import. Xero and QuickBooks exports go straight to the books.

Because each statement was proved against its own balances, a difference in your reconciliation points at the bookkeeping, not the conversion.

Monese may charge a monthly or annual subscription depending on the plan chosen, and fees appear on the statement. Its annual statement of fees summarises them for the year.

Converted, the monthly fee lines total in one filter — the figure to compare with the annual summary, and to judge whether a different plan would cost less.

Monese publishes separate terms for UK and EU customers. Either way, statements are generated in the app on request and the account history is the same structure: dated transactions between two balances.

FlowParse reads both kinds of statement the same way and keeps each account's currency, so a UK pound account and an EU euro account stay apart.

Monese accounts are often used by people who travel or move between countries, and card payments abroad appear on the statement with the merchant's description.

Converted, a trip's spending filters by date range into one list — useful for expense claims, for splitting costs, or for checking any fees that came with the payments.

Because Monese lets you choose any date range, one statement can cover a full tax year. That single PDF is often easier to share than twelve monthly ones.

FlowParse reads every page of a long statement and proves it against the opening and closing balance of the whole period — the same check, just over a longer range.

Monese statements are generated in the app for any period and currency, never posted on paper. Download the PDF, upload it, and FlowParse returns rows proved against the statement's own opening and closing balances — ready for Excel, Xero, QuickBooks or FreeAgent.