Excel · CSV · QBO · XeroWise Statement to Excel Converter
Convert Wise (formerly TransferWise) account statement PDFs to structured Excel files. FlowParse extracts all Wise transactions including international transfers, fees, currency conversions, and balance updates, then exports a clean spreadsheet for accounting and reconciliation.
Scanned or digital · multi-page · balance-validated · duplicates removed
AI extraction, no templates
Reads this bank's layout with no per-bank setup.
Every column preserved
Date, description, amount, balance and every extra field, 1:1.
Balance-validated
Opening + transactions = closing, checked on every file.
Scanned & multi-page
OCR for image PDFs; long statements stitched into one list.
What FlowParse extracts from Wise statements
Wise statements pack several transaction types into one document: international transfers (in and out), currency conversions, debit-card spending, direct debits, and itemised fees. Each type is laid out slightly differently in the PDF. FlowParse identifies the type of every line and extracts the relevant fields — date, type, description/payee, source amount and currency, target amount and currency, exchange rate, fee, and running balance.
Nothing is collapsed or dropped: a conversion keeps both legs and the rate, a fee keeps its own line, and any reference Wise prints is preserved so the export mirrors the statement exactly.
| Field | Captured in the export |
|---|---|
| Date | Transaction / posting date, normalised |
| Description | Payee, merchant or transfer detail, verbatim |
| Amount | Single signed value (debits −, credits +) |
| Balance | Running balance per transaction |
| Reference / type | Check number, transaction type, reference |
Why Wise statements are awkward to handle manually
Wise is built for moving money across currencies, and that's exactly what makes its statements painful to reconcile by hand. A single transfer can involve a conversion leg, a fee leg, and a balance update across two currency sections. Multi-currency accounts repeat this across every balance you hold. Copy-pasting that into Excel scrambles the columns and loses the link between a conversion and its rate.
FlowParse untangles it. It keeps each transaction's currencies, amounts, fee, and rate together in one structured row, and separates the per-currency sections cleanly. What would be an hour of careful manual sorting becomes a 30-second conversion.
New to this? Read the guide on how to convert a bank statement PDF to Excel.
Multi-currency, fees, and exchange-rate accuracy
For freelancers and businesses paid internationally, two figures matter most at year end: how much you actually received after Wise's fees, and what rate applied to each conversion. Both are easy to lose when a statement is flattened carelessly.
Because FlowParse extracts fees as discrete lines and captures the source amount, target amount, and mid-market rate on every conversion, you can total fees as a deductible expense and verify each conversion against the rate Wise applied. The per-currency balances reconcile independently, so a GBP balance and a EUR balance each validate on their own.
From PDF to clean data in three steps
1 · Upload the PDF
Drop one statement or many — digital or scanned, any number of pages.
2 · AI extracts & validates
Every transaction is read, amounts signed, balances checked, weak pages retried.
3 · Review & export
Check the editable preview, then download Excel, CSV, QBO, QFX, OFX or Xero.
Wise statements can carry both legs of a currency conversion plus a separate fee line for the same transfer, so the upload step keeps all of that together as one event rather than three unrelated rows.
Convert to the format you need
The same extraction powers every export — convert once, then choose the output your next tool expects.
Wise's own conversion records already show the source amount, target amount and mid-market rate, which is exactly the detail a QBO or Excel export needs to reconcile a conversion rather than just its net effect.
| Format | Best for |
|---|---|
| Excel (.xlsx) | Analysis, totals, sharing |
| CSV | Importing into any tool |
| .QBO | QuickBooks Online & Desktop |
| .QFX | Quicken |
| .OFX | Most accounting tools |
| Xero CSV | Xero statement import |
Manual work vs FlowParse
Re-typing a statement by hand is slow and error-prone. FlowParse is near-instant, accurate, and scales to any volume.
Re-keying a Wise statement by hand means manually re-linking a conversion's source leg, target leg and fee back together yourself, since Wise prints them as separate lines.
| What happens | By hand | FlowParse |
|---|---|---|
| Reading the data | Copy-paste line by line | AI extracts every transaction |
| Scanned statements | Re-typed manually | OCR reads them automatically |
| Debits & credits | You fix every sign | Pre-signed, normalised |
| Balance check | Manual reconciliation | Validated automatically |
| Time per statement | 20–40 minutes | Under 30 seconds |
| A full year | Hours per account | One Smart Merge upload |
A whole year into one reconciled Excel
Smart Merge takes up to 100 Wise PDFs — across every currency balance — and consolidates them into a single reconciled Excel with one unified transaction sheet, duplicate detection across overlapping statements, and a source reference on every row.
That turns a year of multi-currency activity into tax-ready books in minutes instead of opening twelve separate files and reconciling each currency section by hand, which is how freelancers and agencies paid internationally clear a backlog without manual entry.
Import straight into your accounting software
Need it in your books? FlowParse builds a real bank-feed file. The .QBO imports directly into QuickBooks with no CSV column mapping, each transaction carries a unique ID so re-imports never duplicate, and Quicken users get .QFX.
Validated, not just converted
Once converted, the structured data drops straight into bookkeeping. The CSV imports into Xero, QuickBooks, or Sage; the signed amounts mean debits and credits land correctly; the fee lines map to an expense account; and conversion legs reconcile against the rate column.
Freelancers use it to turn a year of Wise activity into a clean income-and-expense sheet for self-assessment. Agencies and ecommerce sellers paid in multiple currencies use batch upload to consolidate every monthly statement into one reconciliation-ready workbook.
More on the validation and reconciliation engines.
Your bank statements stay private
Bank statements are among the most sensitive documents you own. Converting one never puts it at risk.
Encrypted transfer
Every upload and download runs over TLS.
Deleted after processing
Your original PDF is removed as soon as it's converted.
EU-hosted
Processed on EU infrastructure.
No AI training
Your documents are never used to train models. GDPR-aligned.
Read the full security overview.
Who converts these statements
Freelancers and agencies paid in multiple currencies are the main audience for converting Wise statements, since Wise's own per-currency balance sections need reconciling independently.
Accountants
Bring client statements into Excel or QuickBooks without re-keying.
Bookkeepers
Catch up months of statements in minutes.
Small businesses
Get PDF-only statements into the books, ready for tax time.
Loan & mortgage applicants
Turn statements into a clean spreadsheet for underwriting.
Finance teams
Standardise statements from many banks into one format.
Anyone with a PDF statement
Skip the manual typing — convert and move on.
Explore the bank statement toolkit
Smart Merge across a year of Wise statements is particularly useful for anyone paid internationally, consolidating multiple currency sections into one workbook while keeping each balance's own reconciliation intact.